Real Scenarios. Real Outcomes.
Every client comes to us with a different story. Here are a few
From "You Can't Borrow" to Keys in Hand — In 4 Weeks
The Scenario
A working PAYG couple in their late 50s were told by their own bank they could borrow no more than $300,000. Nobody mentioned the First Home Guarantee Scheme. They tried a few brokers — same story. Then they found LendWiz.
The Challenge
This was four months before they had to vacate their home. Spending patterns that didn't reflect their true capacity. And a lender asking the obvious question — how does this loan get repaid?
What We Did
We listened to the people, not just the numbers. We built a clear 10-year exit strategy showing exactly how the loan would be repaid — with savings to spare. We identified their eligibility for the First Home Guarantee Scheme — 5% deposit, no lenders mortgage insurance.
Nobody had told them that was possible.
The Outcome
Approved in 3 days. Home found in 2 weeks. Settled in 4 weeks. On budget. On time.
The call went like this: "The bank needs more documents..." Silence. "We're kidding. We got it."
We've been invited to their home twice since. That moment of happiness is something we'll never forget.
“Building customers for life. That's why we built LendWiz.”
From Ignored at Christmas to a $1.4M Investment — In 90 Days
The Scenario
On 15th December, a PAYG couple asked their bank for a simple $50,000 cash-out on their $300,000 investment loan — to fund renovations before selling their home. Three weeks passed. Christmas came and went. Not a word.
On 5th January a BDM referred them to LendWiz.
The Challenge
The renovation needed to start. The sale needed to happen. Every day of delay cost momentum — and three weeks had already been wasted.
What We Did
We got to work immediately. Within one week — while their bank was still yet to respond — we had the refinance approved and funds on their way. The renovation happened. The sale happened. On time.
The Outcome
A few months later the same clients returned — this time to purchase a $1.4M investment property. We structured the lending and secured $1.1M approval.
From a Christmas request ignored by their bank to a $1.4M investment — January to March.
Their daughter's first home? She called us too.
That's what a relationship looks like.
“Building customers for life. That's why we built LendWiz.”
Two Brokers Said Wait. We Got It Done in 30 Days.
The Scenario
A New Zealand radiographer had moved to Queensland, started a new job in Bundaberg, and recently moved to Brisbane to start a new job and was exploring ways to buy his first home. Two brokers told him to wait 6 months.
The Challenge
New country. 6 months in the previous job and now a brand new job. He approached 2 different brokers who said the same thing - to wait for 6 months.
What We Did
We knew two things:
As a radiographer, our client fell under the medico category, although we were not using his medico status for this but the nature of the industry definitely helps — AHPRA registered, same industry, new job is not a barrier. And as a New Zealand citizen, his Special Category Visa (Subclass 444) made him fully eligible for the First Home Guarantee Scheme.
All what was required was 2 salary slips and we secured a $750,000 lending under the Australian Government 5% Deposit Scheme
The Outcome
Approved in a week and settled in 6 months. Our client was ecstatic — left a glowing Google review and offered to be a public reference for LendWiz.
Sometimes the difference between yes and no is simply knowing the person and the policy.
“Building customers for life. That's why we built LendWiz.”